About H&S Title and Escrow, Inc.

Title Insurance, Real Estate Closings along Northwest Florida
Serving Destin, 30A, Panama City Beach, and areas beyond

Mike Hoover, Vice-President

  • Chief Financial Officer, Business Development  
  • Retired Air Force Veteran
  • 15+ years experience in life insurance sales with Northwestern Mutual and Massachusetts Mutual Life Insurance Company
  • With H&S Title since 2005

Vicki Hoover, President

  • 34 years in the title industry along the Panhandle of Florida
  • Licensed Realtor
  • CLC (Certified Land Closer) appointed through The Florida Land Title Association
  • Opened H&S Title and Escrow, Inc. in April, 2004
  • 25+ years of title company management experience

Bentley Prince Hoover

  • Office Mascot

Our Mission

Our mission is to provide title insurance and related services to facilitate real estate transactions in an environment of trust, loyalty, enthusiasm and excitement, along with a strong commitment to quality that has put us on top and kept us there year after year. Our commitment to continued growth allows us to expand our range of services and ensure our position as a leader in our industry. Five key principals dictate the philosophy by which we operate.

SERVICE: Unparalleled customer service is the hallmark of our success.

EXPERIENCE: The experience we have gained throughout the years enables us to operate successfully through virtually every economic condition.

STRENGTH: Our commitment to financial strength protects our customers from loss and provides our employees with opportunities for growth.

INNOVATION: The combination of vision, growth, and technology serves to increase productivity, enhance services and assure market leadership.

INTEGRITY: The highest level of ethical conduct is expected from our employees and agents.

Serving Customers in the Panhandle of Northwest Florida

Two offices conveniently located in Destin and Panama City Beach along Florida’s Emerald Coast.


Crystal Beach Center
151 Regions Way, 5A
Destin, FL 32541

Phone 850-650-6621
Fax 850-650-6807

Panama City Beach

Professional Beach Center
415 Richard Jackson Blvd., Ste. 207
Panama City Beach, FL 32407

Phone 850-249-0376
Fax 850-650-6807